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ANSWER: NO. If you call on a sign, or call a number a friend gives you, you are talking to an agent that represents the Seller’s best interest, highest and best price, etc.; you need Connie to represent you as the Buyer. Don’t talk to the Seller’s Agent, call or text Connie 614-943-0025
Connie will represent your best interests and show you how to position your offer to get accepted.
First Step: Call Connie’s preferred lenders
Craig Berry says that
Before you shop online or in person for a home, even if you’re paying cash, you need to connect with a great realtor, Connie can then help you connect with a great lender.
Should I call any lender? No all lenders don’t offer down payment assistance, available to certain buyers with $74,000 and less annual salary for example. Call Connie first. She will send you a list of local lenders specific to your needs.
Her lenders give you their mobile number to call during the transaction.
Many sellers request a preapproval to show their home.
The mortgage pre-approval is your #1 home buying preparation tool.
Those advantages should be enough to convince you. But 42 percent of homebuyers go shopping for a home without mortgage pre-approval. A reputable realtor will set you up for success, with a pre-approval in hand.
John and Linda jumped the gun and began their home pursuit by searching for properties online.
Once they found a few homes they liked, the couple contacted a real estate agent about seeing the properties. The agent asked if they had a mortgage pre-approval letter. John and Linda assured their agent that they were not going to contact a lender first--their credit and finances were impeccable, everything was in order, and there would be no problems.
Unfortunately, John and Linda were wrong. In fact, their offer was not taken seriously by seller because they couldn’t produce a pre-approval letter. In today’s hot sellers’ markets, a solid pre-approval letter is a must.
To add injury to insult, John and Linda discovered that their finances were not as “impeccable” as they’d believed.
John and Linda were embarrassed and disheartened. That’s why it’s smart to shop for money, then shop for houses. Connie will set you up for success in buying a home.
Our step-by-step guide will direct you through the home buying process from start to finish. Know what to expect, no matter where you are in your home buying journey.
It’s a hot market in Central Ohio. This means that sellers can be pickier when choosing what offers they’re willing to accept.
In a hot seller’s market, inventory, that is the number of homes for sale, tends to be scarce. Getting pre-approved gives you a leg-up on your competition. A mortgage pre-approval allows you to make an offer with confidence and shows that you’re a serious buyer with the means to purchase a seller’s home.
Many real estate agents won’t even allow homebuyers to tour their listing if the buyers don‘t have a pre-approval letter from a reputable, local mortgage lender.
A mortgage pre-approval letter from a lender assures you, sellers and real estate agents that you have the ability to a complete the purchase of any home that meets the lender’s guidelines.
Mortgage pre-approval shows you what you can afford to spend and what your monthly payment will look like.
Mortgage pre-approval is not merely pre-qualification. Many lenders issue “pre-qualification” letters after asking you about your income, debts and assets, and perhaps checking your credit.
Mortgage pre-qualifications are good (but pre-approvals are better)
While a pre-qualification letter is better than nothing (at least you put some thought into your prospective purchase), it can’t compete with an offer from a pre-approved buyer. To secure a mortgage pre-approval, you must complete a mortgage application and submit all required documents. These can include (but are not limited to):
Often, one document might trigger a request for others. For instance, a bank statement showing 15 bounced checks in a single month might cause an underwriter to question your financial management skills. It’s best to resolve these glitches before home shopping.
Connie will help you plan and execute a time-saving strategy---that's her specialty...helping clients chuck tasks to very a very manageable plan! She can be as hands on and involved as you'd like her to be! Plan a one on one meeting, get to know her, and see how she can help you. Ask for her NO OBLIGATION, helpful, FREE print or online buyer's guide!
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Connie can help guide you every step of the way, from determining best timing, to helping Sellers clear clutter, get storage, stage, or buyers seeking financing including down payment assistance programs and best interest rates, find movers, inspectors, repairmen, and so on. Her clients love her ability to prepare them for this big financial transaction! You can also ask for her NO OBLIGATION, helpful, FREE online or print first time buyer's guide.
IT'S NOT A FAST PROCESS Let’s find a short sale or foreclosure for you, but it takes time, and know that if it’s not on the MLS, it’s not yet for sale....the bank has legal obligations to follow, and these notices are a step in a process that can take up to a year to complete....the owner may be trying to get current on payments. Short means owner is short--he owes more than the house is worth. Read more here, and if you are interested in foreclosures, call Connie at 614-943-0025 or email firstname.lastname@example.org
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Real Estate Technology Partners 6059 Frantz Rd Suite 206 Dublin, Ohio 43017
TEXT/CALL (614) 943-0025 Central Ohio Real Estate
Ask for Connie Sadowski, REALTOR
Monday - Friday: 9am - 5pm, evenings by appointment.
Saturday: By appointment
Sunday: By appointment
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