Buyers, when I’m selling your home you will want me to make sure only pre-approved buyers are walking in to your home, right? So as a buyer, you just can’t skip this step! A Proof of Funds letter for CASH offers, or a Pre Qualification Letter, (or even better Pre Approval Letter) from a local Lender is the key.
SURPRISES AREN’T FUN In t
Buyers, when I’m selling your home you will want me to make sure only pre-approved buyers are walking in to your home, right? So as a buyer, you just can’t skip this step! A Proof of Funds letter for CASH offers, or a Pre Qualification Letter, (or even better Pre Approval Letter) from a local Lender is the key.
SURPRISES AREN’T FUN In today’s busy Central Ohio housing market, SELLERS REQUIRE A LENDER APPROVAL LETTER before we go out looking at homes....1. we don’t want to get your hopes set on something you can’t afford, and 2. sellers want assurance he is showing his home to someone who can afford to buy it. NOTE: If I were selling your home, I will make sure qualified buyers are looking.
My clients report good things about these lenders....with a record of working closely with clients, available for phone calls and have a record of on time closings. Have you worked with lenders that don’t call you back? It’s the worst isn’t it? My lenders provide their mobile number for prompt response during the loan process.
Know what you can buy With a pre qualification, the lender pulls your credit (a few mortgage loan applications don’t harm your score, credit searches for cars, couches lower your score a few points). The lender answer all your questions based on your score, your income, etc.
What’s in it for Connie to recommend local lenders? Don’t settle for the online lenders or big box lenders that don’t return your calls. Delayed closings happen--movers have to be rescheduled, work schedules interrupted--but let’s minimize the chances of delays by working with a top notch, local lender that knows Sellers want fast, reliab
What’s in it for Connie to recommend local lenders? Don’t settle for the online lenders or big box lenders that don’t return your calls. Delayed closings happen--movers have to be rescheduled, work schedules interrupted--but let’s minimize the chances of delays by working with a top notch, local lender that knows Sellers want fast, reliable closings. These lenders have, like Connie, knowledge of and access to different loan programs, proven timely closing times and exceptional client service skills! These are referral partners of mine, and I receive no monetary compensation with these lenders. APPLY ONLINE BELOW, NO NEED TO GO IN TO OFFICE, PROVIDE (NEXT YOU WILL GET LENDER REQUIRED DOCUMENTS QUICKLY TO GET YOUR PRE APPROVAL.
Different Lenders offer different loan products, Connie will ask you several questions that will help her direct you to best lender for you.
(such as are you self employed, are you a medical professional, teacher, emergency worker, do you want to purchase a condo, will this home be owner occupied or a rental, do you need credit recovery assistance, did you serve in the armed services, and more).
Peggy Halbrook, Originating Manager
Guaranteed Rate Affinity, LLC
NMLS# 228714
Phone: (614) 420-6871
4535 West Dublin Granville Road
Columbus, OH 43017
email peggy.halbrook@grarate.com
Apply HERE
Dana Mack, Martin & Traxler Real Estate Finance Team
American Eagle Mortgage Corp a division of LendUS
Talk/Text 614-562-1600
Office 614-975-2342
1389 Dublin Rd, Columbus, 43215
Email Dmack@aemc.cc
Apply HERE
Dennis Reed, Co-Branch Manager
Fairway Independent Mortgage Corp
NMLS# 374788
Office: 419-529-2160
Cell: 419-560-6850
1475 Lexington Avenue Suite A
Mansfield, OH 44907
Apply HERE
Scott Dahs, Loan Officer
Rapid Mortgage Partners
NMLS# 182069
Office: 614-845-6912
Cell: 614-329-7709
460Polaris Parkway, 100
Westerville, 43082
Apply HERE
Amy Lewis, Mortgage Loan Originator
NMLS # 1558065 OH LO.054365.000
Talk/Text: 614-633-7338
office: 614-410-5042
150 E. Wilson Bridge Road, Suite 350
Worthington, OH 43085-6302
Email alewis@prioritymortgage.com
APPLY HERE
Lisa Mackovine, Branch Manager
SecurityNational Mortgage Co
8720 Orion Place Suite 160, Columbus, OH, United States, Ohio
talk text (614) 599-2107
Email lisa.mackovine@snmc.com
APPLY HERE
Mike Evans, fIRST financial bank
Mortgage Loan Officer
NMLS # 156237
Talk/Text 614-327-3127
office 614-682-5439
150 W. Wilson Bridge Ro, Worthington, 43085
Email: Michael.Evans@BankAtFirst.com
APPLY HERE
Jorge Castillo, Loan Officer (Bilingual)
Ruoff Mortgage Vermillion Lending Team
NMLS 1639283 OH MLO058166.000
Talk/Text 614-678-1907 Office 614-363-5771
3455 Mill Run Drive, 101, Hilliard 43026
email Jorge@ruoff.com
APPLY HERE
Igor Babamovski, Telhio Credit Union
NMLS# 175504
Talk Text 614-769-1010
Office 614-221-3233 X8145
96 N 4th Street,Columbus, OH 43215
email igor.babamovski@telhio.org
APPLY HERE
Art Violi Mortgage Specialist | Equity Resources, Inc.
Talk, Text (740) 272-2874
NMLS# 224743
25 S Park Place, Newark, OH 43055
Email avioli@callequity.net
Apply HERE
Brent Diebert, Mortgage Banker
The Union Bank
NMLS # 461421
Text Talk (614) 571-3554
Office (614) 212-1460
6797 N. High St. Suite 238, Worthington, OH 43085
Apply HERE
P.S. I am here to serve you, and never too busy for you or for your referrals. I am a full time, full service realtor, here for you with helpful staging, packing, and purchase tips each step of the way to make your sale and purchase easier.
Here’s your key, Connie Sadowski!
MeetConnie.com
Call Connie at 614-943-0025
Credit Reports briefly explained, worth the watch, by Daniel Sa, NFM Lending
https://www.youtube.com/watch?v=H1ZPcxxL4Bc
Dave Ramsey says before you begin the home-buying process he recommends paying off debt and saving up three to six months of expenses in an emergency fund. Being financially ready to buy a hoCall Connie at 614-943-0025
Credit Reports briefly explained, worth the watch, by Daniel Sa, NFM Lending
https://www.youtube.com/watch?v=H1ZPcxxL4Bc
Dave Ramsey says before you begin the home-buying process he recommends paying off debt and saving up three to six months of expenses in an emergency fund. Being financially ready to buy a house is important. Dave Ramsey recommends Churchill Mortgage Jeffrey M. Green
Senior Mortgage Advisor
NMLS ID: 1475162
Churchill Mortgage
505 Huntmar Park Drive #250
Herndon, VA 20170
Office: (703) 483-4084
Personal: (703) 229-2161
jeffrey.green@churchillmortgage.com
APPLY HERE