Buyer Vault

You want me to make sure to walk buyers around only after they have presented a bank letter when I’m selling your home, right? You can’t skip this step!

FIRST THINGS FIRST A Proof of Funds letter for CASH offers, or a Pre Qualification Letter, (or even better Pre Approval Letter) from a local Lender is  the  key.

SURPRISES AREN’T FUN  In today’s busy Central Ohio housing market, SELLERS REQUIRE A LENDER APPROVAL LETTER before we go out looking at homes....1. we don’t want to get your hopes set on something you can’t afford, and 2. sellers want assurance he is showing his home to someone who can afford to buy it. KEY:  If I were selling your home, I would want to make sure qualified buyers are looking.

My clients report good things about these lenders....with a record of working closely with clients, available for phone calls and have a record of on time closings. Have you worked with lenders that don’t call you back? It’s the worst isn’t it? My lenders provide their mobile number for prompt response during the loan process. 

Know what you can buy  With a pre qualification, the lender pulls your credit (a few mortgage loan applications don’t harm your score, credit searches for cars, couches lower your score a few points). The lender answer all your questions based on your score, your income, etc.

What’s in it for Connie to recommend local lenders? These lenders have, like Connie, knowledge of and access to different loan programs, proven timely closing times and exceptional client service skills! Don’t settle for the online lenders or big box lenders that don’t return calls. Delayed closings happen, but let’s minimize the chances by working with a top notch local lender.

Jorge Castillo, Loan Officer (Bilingual)

Ruoff Mortgage Vermillion Lending Team

NMLS 1639283 OH MLO058166.000

Talk/Text 614-678-1907 Office 614-363-5771

email Jorge@ruoff.com

Dennis Reed, Fairway Independednt Mortgage, Branch Manager
NMLS# 374788
1 Marion Avenue, Suite 209
Mansfield, OH 44903

Office: 419-529-2160
Cell: 614-778-8185

Mike Evans, fIRST financial bank

Mortgage Loan Officer

NMLS # 1562357

Talk/Text: 614-327-3127

Michael.Evans@BankAtFirst.com

Ryan Lewis NFM Lending, Sr Mortgage Loan Orignator NMLS #202739 

614- 360-1518 office 

614-360-1518 fax

rlewis@nfmlending.com

Igor Babamovski, Telhio Credit Union

NMLS# 175504

614-769-1010 mobile
614-221-3233 X8145 office

igor.babamovski@telhio.org

Marilyn Williams 

Third Federal Savings & Loan

Loan Officer 614-395-9456 office marilyn.williams@thirdfederal.com

P.S. I am here to serve you, and never too busy for you or for your referrals. I am a full time, full service realtor, here for you with helpful staging, packing, and purchase tips each step of the way to make your sale and purchase easier.

Here’s your key, Connie Sadowski!